Real Estate Insurance in Dallas
E&O, general liability, property, and umbrella coverage for Dallas real estate agents, brokers, investors, and property managers.
Insurance Coverage Real Estate Professionals Need
E&O / professional liability for claims of negligence, misrepresentation, or failure to disclose. General liability for property showings and open house injuries. Property insurance for owned investment properties. Umbrella for higher limits on rental portfolios.
Dallas Real Estate Risks
Dallas is one of the hottest real estate markets in the country. High transaction volume means more opportunity for E&O claims. Property investors face hail damage, tenant injuries, and premises liability. Property managers handle tenant data that creates cyber exposure.
What Real Estate Insurance Costs in Dallas
Solo agent E&O: $500 to $1,500/year. Small brokerage: $2,000 to $5,000. Rental property portfolio (10 units): $3,000 to $8,000 for GL + property. Property management firm: $5,000 to $15,000 for a comprehensive program.
"A buyer sued for undisclosed foundation issues on a property I sold. My E&O policy covered the $65,000 settlement and all legal fees."
Frequently Asked Questions
Still have questions? Call us at (214) 555-0100 or request a free quote.
TREC doesn't mandate E&O, but most brokerages require their agents to carry it. And without it, one disclosure claim could cost you everything.
Not necessarily. A landlord policy or commercial property blanket can cover multiple properties on one policy, often at a lower total cost.
Yes. Failure to disclose material defects is one of the most common real estate E&O claims. Your policy covers defense costs and settlements.
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