Directors & Officers Insurance in Dallas
Protects board members, officers, and the organization from personal liability claims for management decisions and actions.
What Directors & Officers Insurance Covers
D&O insurance protects the personal assets of directors, officers, and the organization itself from lawsuits alleging wrongful management acts — breach of fiduciary duty, mismanagement, regulatory violations, employment practices, and investor claims.
Who Needs D&O in Dallas
Corporations with boards of directors. Nonprofits and churches with volunteer boards. LLCs with management committees. Private companies seeking investment. Any organization where individuals make decisions that affect stakeholders.
What D&O Costs in Dallas
Small nonprofit: $800 to $2,000/year. Private company ($1M-$10M revenue): $2,500 to $8,000. Larger organizations: $10,000+. Industry, revenue, board size, and claims history are the main rating factors.
"A former board member sued our nonprofit for $350,000 alleging mismanagement. D&O covered the entire defense and settlement. Our volunteer board would have been personally liable."
Frequently Asked Questions
Still have questions? Call us at (214) 555-0100 or request a free quote.
Absolutely. Volunteer board members face personal liability for management decisions. D&O is often the most important policy a nonprofit carries.
D&O covers management decisions (fiduciary duty, governance). E&O covers professional service delivery (negligence, errors). Different risks, different policies.
Many D&O policies include Employment Practices Liability (EPLI) coverage for wrongful termination, discrimination, and harassment claims.
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